Dr. Ranjan George, Instructor of Teaching, was recently highlighted in a WalletHub article discussing personal loans. He strongly recommends steering clear of personal loans altogether due to their steep interest rates and tendency to come with greater terms, requirements, and conditions. Instead, he suggests avoiding unnecessary borrowing, as it is the easiest way to prioritize more important borrowing needs like owning a home or car. Dive into the full article here: https://wallethub.com/personal-loans/quick#ranjan_george