Today, we would like to highlight Dr. Shweta Srinivasan, Ph.D. and Assistant Professor of Finance at RSBC, for her feature in a Wallethub article about the best 0% APR credit cards. In this article, she provides expert insights on questions like whether or not these cards are a trap, what types of expenses they should be used for, and much more. She cautions people on being disciplined and keeping track of when the promotional period ends, but does not think that the credit cards are a trap. Rather, they can offer temporary relief from interest payments for those looking to consolidate their debts and an opportunity to make a large purchase using a credit card. Ultimately, it comes down to the individual to ensure that they do not run a large balance on the cards, as the interest can spike to 20-30%. Read on here:ย https://go.rutgers.edu/rziaen9b