In a WalletHub article about the best prepaid cards this December, Dr. Shweta Srinivasan, Assistant Professor of Finance, imparted her insight on prepaid cards. She warns people to be mindful of fees and consider whether they should get a card with free withdrawals or cashback. Prepaid cards can be a good option for those who do not want to or cannot maintain a minimum checking balance and is a good device for budgeting. The best way to use a prepaid card well is to think about what you are using it for, keep track of your spending amounts, and synchronize bill payments to avoid overdrawing.
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