Financial Planning

Tailored Skills for the Stewards of Tomorrow
Rutgersโs CFP Board Registered Online MS in FinanceโFinancial Planning (MSF) program prepares students to succeed in the field of financial planning.
By helping others achieve their goals, you can lead a fulfilling career that offers substantial growth opportunities, flexibility, and financial rewards.
The financial planning industry is undergoing a significant transformation due to an aging workforce, ongoing technological innovations, and shifting demographics.
These forces are fostering demand for fresh talent in financial advice and financial planning leadership.
The MSF program at Rutgers School of BusinessโCamden prepares you to embrace the opportunities these transformational forces have created.
Grounded in academic excellence, experientialย learning, and community engagement, the program helps you hone the holistic set of skills critical for success in financial planning.ย

CFP Board Registered Program
EXCELLENCE REQUIRED
90% of investors value certification. For 50 years, the CFP certification has been the standard of excellence for financial planners.
RU READY TO EXCEL?
RU READY TO EXCEL?
RU READY TO EXCEL?
RU READY TO EXCEL?
RU READY TO EXCEL?
RU READY TO EXCEL?

Leadership Specialization
LEADERS WANTED
Over the next decade, demand for financial planners is expected to grow 17%. At the same time, 1/3 of advisors are expected to retire.
RU READY TO LEAD?
RU READY TO LEAD?
RU READY TO LEAD?
RU READY TO LEAD?
RU READY TO LEAD?
RU READY TO LEAD?

Fintech Specialization
TECHNOLOGY ENABLED
Data, analytics, and AI are disrupting financial planning. Yet, many advisors have not invested in the necessary skills.
RU READY UNLEASH TECH?
RU READY UNLEASH TECH?
RU READY UNLEASH TECH?
RU READY UNLEASH TECH?
RU READY UNLEASH TECH?
RU READY TO UNLEASH TECH?

Strengthen Your Assets, Minimize Your Liabilities
- 100% Online Degree
- 30-credit degree program
- Complete in as few as 12 months
- Take classes on a full- or part-time basis
- Three annual admission cycles โ Fall, Spring, and Summer
- NOTE: Full-time students should plan to start either in the fall or summer semesters.
- GMAT/GRE Scores are not required
- Same tuition for in and out-of-state
- AACSB Accredited
Student profile โฏ
Average Age:
31 years old
Females:
40%
Military Background:
24%
Out of State:
40%
Career Switchers:
83%


UPCOMING EVENTS AND INFO SESSIONS
GET THE INFORMATION YOU NEED TO START ADVANCING YOUR FUTURE
No events are posted at this time.

For more information or guidance through the application process, contact an Graduate Team Member at rsbc.info@camden.rutgers.edu or 856-225-6452.ย
MSF Curriculum
The MSF program requires 30 graduate credits. The courses are delivered through a mix of synchronous and asynchronous online modalities. Students will complete 18 credits of core courses, 9 credits of approved electives, and a 3-credit Financial Planning Capstone.
Incoming students without an undergraduate finance major or finance minor will be required to complete a Finance Fundamentals Knowledge Seminar to satisfy the Financial Management prerequisite. Those with an undergraduate finance major or finance minor will have the Financial Management prerequisite waived.
Note: The Online MSF program features classes that take place 100% virtually. While international students may enroll in this program from their own country, US visas are not offered for this program. If you are interested in an on-campus program, please review our On-Campus MSBA or On-Campus MBA programs.ย
Foundation Courses (9 credits)
Valuation as the unifying principle of Finance. Topics include forms of business ownership, firm and project cash flows, time value of money, bond and stock valuation, capital budgeting, operating and financial leverage, risk and diversification, and the cost of capital.
Prerequisite:ย 53:390:506 Financial Managementย
The investment setting, organization, and functioning of securities markets. Topics include efficient capital markets, modern portfolio management, asset pricing models, security valuation principles and practices, analysis and management of bonds and common stocks, derivative securities, and evaluation of portfolio performance.
Prerequisite:ย 53:390:506 Financial Managementย
By unifying standard financial principles and descriptions of how people behave, behavioral finance bridges financial theory, empirical evidence, and practice and leads to an understanding of how human behavior affects financial decision making and financial markets. Studying peopleโs wants, cognitive biases, and emotional shortcuts and errors leads to insights on important issues in finance, such as investment, saving, and spending decisions, portfolio construction, asset pricing, and market efficiency.
Prerequisite:ย 53:390:506 Financial Managementย
Seven Core Courses (21 credits)
This advanced graduate course delves into the intricacies of financial planning, blending the fundamental principles from the CFPโs core knowledge areas with a deep focus on ethical considerations and critical thinking. Students will navigate various topics, such as professional conduct, investment strategies, tax implications, retirement and estate planning, and communication techniques. Throughout the course, emphasis will be placed on maintaining the highest ethical standards while using critical analysis to address contemporary financial challenges. By the end of this course, students will be proficient in creating comprehensive financial strategies that prioritize client goals, societal values, and regulatory standards.ย
The investment setting, organization, and functioning of securities markets. Topics include efficient capital markets, modern portfolio management, asset pricing models, security valuation principles and practices, analysis and management of bonds and common stocks, derivative securities, and evaluation of portfolio performance.
Prerequisite:ย 53:390:506 Financial Managementย
Explore the strategic world of insurance and estate planning in this comprehensive course. Master the art of risk assessment, learn strategies to minimize financial exposure, and unravel the intricacies of estate planning from trusts to tax maneuvers. Grounded in the principles of financial planning, this course prepares students to safeguard client assets and support their clientsโ financial and philanthropic goals through effective insurance selection and estate preservation.
Delving into the intricacies of tax optimization and financial market regulation, this course marries academic theory with real-world practice. Viewed through the lens of financial planning, students will master strategic tax planning techniques and gain an understanding of the complexities of regulatory systems. Central to the coursework is a commitment to the ethical principles outlined in the CFP Boardโs Code of Ethics and Standards of Conduct, preparing students for responsible and ethical financial leadership.
By unifying standard financial principles and descriptions of how people behave, behavioral finance bridges financial theory, empirical evidence, and practice and leads to an understanding of how human behavior affects financial decision making and financial markets. Studying peopleโs wants, cognitive biases, and emotional shortcuts and errors leads to insights on important issues in finance, such as investment, saving, and spending decisions, portfolio construction, asset pricing, and market efficiency.
Within the wealth management industry, technology has the potential to add value at all phases of the client lifecycle. In this course, students will learn about the key technological solutions in wealth management and how to critically evaluate their value propositions. Through partnerships with industry leaders, students will have access to software in areas such as customer relationship management (CRM), financial planning, portfolio management, risk assessment, and data analytics. The course will also explore the field of robo-advising.
Capstone Course (3 credits)
Within the wealth management industry, technology has the potential to add value at all phases of the client lifecycle. In this course, students will learn about the key technological solutions in wealth management and how to critically evaluate their value propositions. Through partnerships with industry leaders, students will have access to software in areas such as customer relationship management (CRM), financial planning, portfolio management, risk assessment, and data analytics. The course will also explore the field of robo-advising.
Three Electives (9 credits)
MSF students with either complete a specialization in Fintech or Leadership or choose a customized set of elective courses from an approved menu.
Leadership Specialization
For those looking to lead financial planning teams or organizations, our Leadership in Financial Planning specialization prepares you to become a future leader in the industry. Students in this specialization will take the following set of elective courses:ย
- Required Course: Foundations of Leadership and Teamwork
- Leadership Electives (Choose 2):
- Conflict Resolution and Negotiations
- Fundamentals of Talent Management
- Leading Change and Organizational Development
- Leading Innovation and Creativity
- Emotional Intelligence at Work
- Digital Marketing Strategy
- Social Media Strategy


Fintech Specialization
For those looking to delve deeper into Fintech, our Fintech in Financial Planning specialization equips you to harness the technology disrupting the financial planning industry. This concentration focuses on advanced financial technology, preparing you to lead and innovate in this dynamic field. Students in this specialization will choose three of the following four elective courses:ย
- Fintech and Financial Innovation
- Financial Data Analytics
- Investment Management and Machine Learningย
- Generative AI and Textual Analysis in Finance
Why Choose Rutgers Online MSF?
- CFP Registered: Sit for the CFP examination following graduation
- Innovative Courses: Immerse yourself in a cutting-edge curriculum that prepares you for a successful career built on the knowledge of financial planning, investments, behavioral finance, financial technology, leadership, and more.
- Expert Faculty: Learn from experts in the fields of finance and financial planning, including several CFP professionals.
- Experiential Learning: Bridge the gap between the classroom and client meetings through our partnerships with eMoney, MoneyGuide Pro, Morningstar, and RedTail and competitive scholarships to participate in experiential learning programs, such as Amplified Planningโs Externship Program. To graduate, all MSF students are required to complete at least one approved experiential learning activity.
- Mentorship Guaranteed: Meet regularly with an industry professional to learn what it takes to become a successful financial planner. Through a partnership with the FPA of New Jersey, every MSF student is guaranteed a professional mentor.
- Expansive Community: Join a university with over 585,000 alumni, a campus with nearly 6,000 students, a business school with world-class faculty, and a program that prepares you for the future of financial planning.
- Flexibility and Accessibility: Enjoy the convenience of online learning while benefiting from Rutgers’ renowned faculty and robust academic resources. Our flexible online format allows you to balance your studies with professional and personal commitments.
- Transfer Credits: Transfer up to six credits of graduate coursework completed at another AACSB accredited university. Transfer credits are subject to approval by the program director.ย
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FREQUENTLY ASKED QUESTIONS
The MSF curriculum is designed to hone the holistic set of skills successful financial planning professionals possess. The curriculum has seven core courses (21 credits) and 3 elective courses (9 credits). Moreover, our specialization options in Fintech in financial planning and Leadership in financial planning provide students with the opportunity to craft a set of electives to help students advance in their financial planning careers.
Upon acceptance of your admission, you will be assigned an Academic Advisor. Your Advisor will set-up a course plan for you prior to registration.
The curriculum will be delivered online through asynchronous coursework.
Yes. Some MSF courses are offered in the RutgersโCamden Online MBA and MSBA, as well as the Modern Financial Technologies (FinTech) and Investment & Private Wealth Management Graduate Certificates.
Contact Us
227 Penn St.
Camden, NJ 08102

